Financing

Lombard Loan
You can use a Lombard loan, which we offer especially to private banking clients, to finance your plans. It is a loan secured by securities, which will not disturb your existing investment portfolio in any way and which you can use for any purpose. The individual interest rate is determined on the basis of current market conditions.
Mortgage Loan
To finance a property, we will provide you with a mortgage loan with flexibly set parameters respecting your individual requirements. Apart from the above-standard service for the entire duration of the mortgage loan, you can benefit from our long-term experience of market.
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Our private bankers are available at many branches throughout the country, which you can visit in person or contact them by phone.
The Erste Private Banking service is intended for clients with savings and investments of CZK 10 million or more within the Česká spořitelna Financial Group or for clients with savings, investments and loan products of CZK 20 million in total and more for the entire period of using the Erste Private Banking service.
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