Newsletter
April 2026
Sometimes you need to have cash ready at hand very quickly. But what if you don’t want to change your investment strategy or sell your portfolio? A Lombard loan could be the perfect answer.
Why choose a Lombard loan?
- Fast access to cash – Get the money you need quickly without touching your portfolio. You can use it for anything.
- Flexible conditions – Fix your individual interest rate for up to 5 years. You can take the loan in Czech crowns or euros.
- Tailored for you – for foreign‑currency portfolios, the range is from CZK 2.5 to 50 million. You can repay the load early at any time – with no extra fees.
Lombard loan provides a simple way to get cash by using your securities or savings as collateral – without you having to sell your investments or cancel a term deposit.
When can it help?
Seize new opportunities
Get money quickly for new investments without selling your current ones.
Bridge the gap
Cover short‑term needs, such as a property reservation.
Stay tax-efficient
Manage unexpected costs while maintaining your tax strategy.
An elegant way to secure liquidity by pledging securities or cash, without having to sell your investments or cancel a fixed‑term deposit.
Representative example of a lombard loan
secured by securities:
Interested in a Lombard loan?
Contact your private banker to discuss how to make it work best for you and your goals.